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Hello Homeowner,

I can help you with a Mortgage Refinance or Purchase with LOW credit scores or BAD credit. My name is Michael Rocco and I'm a Mortgage Consultant. I have many Years of Mortgage Experience and I consultant for a Direct Mortgage Lender who is FHA, FNMA, GNMA, VA, and Reverse Approved.

MORTGAGE REFINANCE WITH LOW CREDIT SCORES

REFINANCE MORTGAGE WITH BAD CREDIT

PURCHASE HOME LOAN WITH LOW CREDIT SCORES

LITTLE DOWN PAYMENT - Only 3.5% Down – NO Closing Costs Out of Pocket with a 6% Seller’s Concession

FIRST TIME HOMEBUYER MORTGAGE

BAD CREDIT MORTGAGE

PHONE: (631) 767-5211 – Licensed in 47 States

E-mail: michael.rocco@hotmai­l.com

I Really Look forward to hearing from you and to helping you with your Mortgage.

My Company is GNMA Approved which allows us to Approve Homeowners with Very Low Credit Scores.
Currently ALL other Lenders Require a 620 Minimum credit Score.
Since We are GNMA Approved –

You Can REFINANCE With UNDER 620 Credit Scores

MORTGAGE REFINANCE or PURCHASE with 500 Credit Scores – (We require a 550 minimum credit score)
We do Look at the Mortgage History

SUB-PRIME MORTGAGE CRISIS, HOUSING CRISIS, REAL STATE CRISIS, GOVERNMENT BANK BAILOUT, CREDIT CRUNCH,

Many Homeowners Need Mortgage Help

1) Adjustable Rate Mortgages are Rising

2) Low Credit Scores

3) Bad Credit

4) Little Equity

5) Falling Home Values

6) Lower Income

THE GOOD NEWS - WE HAVE GOVERNMENT MORTGAGE PROGRAMS TO HELP YOU REFINANCE

Can you refinance with LOW Credit Scores ? YES, Refinance with 500 Credit Scores

Can you receive CASH OUT when you refinance ? YES, you can do CASH OUT Refinance for any reason

Can you refinance with LITTLE Equity ? YES, you can refinance with LITTLE Equity (up to 97.75% of what your Home is worth)

What is the Lowest Mortgage Interest Rate ? Currently Mortgage Interest Rates are the Lowest they have Ever Been

Is there a Pre-Payment Penalty with this mortgage ? NO, Unlike Other Lenders, when you refinance with us we NEVER charge a Pre-payment Penalty

WHY SHOULD I REFINANCE THE MORTGAGE ?

1) Lower your Interest Rate

2) Payoff High Interest Debt like Credit Cards

3) Get Cash Out

4) Convert Your Adjustable Rate into a FIXED Interest Rate

5) Lower your Mortgage Payment and save money monthly

6) Pay Off your Mortgage in Less Years

What does Streamline Mortgage mean ? Our Mortgage Program allows you to Lower your interest rate in the future with NO closing costs (only Title Fees) So when interest rates fall you can “Streamline” and take advantage of lowering your interest rate and payment even further.

What does Assumable Mortgage mean ? Our Mortgage allows you to sell your Home and have the New Buyer take over your low and fixed interest rate. They can “assume” the mortgage. (This will make it easier for you the Seller to sell the house)

WHAT COMPANY SHOULD I USE TO REFINANCE MY MORTGAGE ?

Here is a List of Reasons for Why You Should use my Company for ALL Your Mortgage Needs
1) Zero Complaints with The Better Business Bureau and The Banking Department
2) Licensed in 47 States
3) We are a Direct Mortgage Lender NOT a Broker
4) We have been a Direct Mortgage Lender for OVER 25 Years
5) We able to provide every type of Mortgage Program - We are FHA, FNMA, VA, Reverse and GNMA Approved
6) We do NOT sell your mortgage to another Lender – We Service the Mortgage for Life
7) We are the Lender with Lowest Fixed Interest Rates

"Please let the Government “LEND” you a Helping Hand. I Very Much Look Forward to your Call or E-mail and Helping You and Your Family's Mortgage Needs"

MICHAEL ROCCO
Mortgage Consultant

Direct National Lender
Equal Housing Lender – Equal Opportunity Lender
Approved – FHA, FNMA, VA, GNMA and Reverse - Licensed in 47 States

PHONE - (631) 767-5211

E-mail - michael.rocco@hotmai­l.com

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