The Effective Free Classifieds

We have a program to meet your needs - all our programs are NATIONWIDE and you can see any specialist in our network - no referrals, no limits, no hassles!

*Dental "Plus" $19.95 per month Entire Household; $14.95/month individual
Dental "Plus" Plan includes *Vision *Rx *Chiropractic Benefits

Total Health $39.95 per month entire household

Physician Care:
* No waiting period
* No pre-authorization for treatment required.
* No paperwork
* Instant Savings
* Specialist included where available
* All ongoing medical problems are accepted
* Cosmetic surgery included, where available

Ancillary Services:
Include services such as physical therapy, laboratory procedures, imaging centers, hearing services, mental health services and diabetic supplies.

Hospital Advocacy:
Should you need to be hospitalized and the anticipated charges exceed $2500, an advocate is assigned to negotiate the best possible fees for the hospital services, accounting for your ability to pay.

NurseLine:
At no extra cost you can address your family's immediate health matters or get your health questions answered by licensed registered nurses 24/7. You may save hours lost while waiting in a Doctor's office, missed time from work and even the high cost of office visits.

All Dental "Plus" which includes:
Dental, Vision, Rx & Chiropractic

*Total Health "Plus" $59.95 per month Entire Household
Includes ALL of our Medical, Dental, Rx, Vision, & Chiropractic Benefits "Plus":

* Auto Club
* Identity Theft
* Legal and Financial Assistance

ALL Plans include:

*No Waiting Period
*No Age Limits
*No Paperwork
*No Limits on visits or services
*All Pre-existing conditions accepted
*Over 400,000 plan providers Nationwide
*Over 50,000 retail pharmacy locations nationwide, including most national chain pharmacies
*More than 12,000 Optical providers Nationwide, including most national chains

For further details (including a brochure) please call toll free 888-221-2567 or visit our website

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