The Effective Free Classifieds

Physician Care:
* No waiting period
* No pre-authorization for treatment required.
* No paperwork
* Instant Savings
* Specialist included where available
* All ongoing medical problems are accepted
* Cosmetic surgery included, where available

Ancillary Services:
Include services such as physical therapy, laboratory procedures, imaging centers, hearing services, mental health services and diabetic supplies.

Hospital Advocacy:
Should you need to be hospitalized and the anticipated charges exceed $2500, an advocate is assigned to negotiate the best possible fees for the hospital services, accounting for your ability to pay.

NurseLine:
At no extra cost you can address your family's immediate health matters or get your health questions answered by licensed registered nurses 24/7. You may save hours lost while waiting in a Doctor's office, missed time from work and even the high cost of office visits.

$29.95/month

For further details (including a brochure) please call Penny toll free 877-712-5990 or Visit http://www.excellent­healthplans.com/

Dental care is also available - check it out :)

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