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Perfectfinancialserv­ices.com

Home Loans

Buying a home is very exciting but that excitement can often turn to confusion when you are shopping for your mortgage. We pride ourselves on two facts, first we take your business personally and take care to consider your personal financial situation while guiding your through the myriad loan products available to you. Second, our brokers are true professionals that know the mortgage and housing industries intimately. Their experience and professionalism is second to none.

Pre foreclosure Options

If your home is in foreclosure or pre-foreclosure, you still have options! First, you must stay positive. Talk to your spouse, make sure they know what is happening and talk about your options. Many spouses are caught off guard because they are normally not involved with the household finances. You two are a team, and two heads are better than one. Second, know what your options are, and believe it or not, there are a number of them that might be right for you.

Credit Repair

If your FICO* score is preventing you from owning the home, car or even obtaining the credit card you desire, then let our credit specialist tailor a program based on your immediate needs. A higher FICO score is vital to achieving your dreams

Mortgage Audit

Unscroupulous lenders earned an extra $10 billion dollars last year because consumers weren't aware of their rights with respect to their mortgage. How much of that did you pay? If you feel you have been been subject to questionable fees, points or penalties please do something about it quickly. Let one of our trained mortgage auditors take a look at your mortgage to determine if you have been a vicitm of an unscroupulous lender. If you have an adjustable rate mortgage of any kind and the rates have changed, you are probably due some refund.

Are you informed of your options? Come visit perfectfinancialserv­ices.com for more information.

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